Senior Credit Risk Analyst

This role sits within the Credit Policy and Oversight team, where you will:

• Provide independent risk oversight of credit strategies across the company's three lending portfolios.
• Partner with 1st line credit and pricing teams to ensure lending decisions align with risk appetite and policy.
• Use advanced analytics to conduct deep-dive reviews and identify emerging portfolio trends.
• Shape and enhance credit policies that protect both the business and its customers.
• Lead thematic reviews to ensure consistent application of risk frameworks.
• Assess proposed strategy changes against regulatory requirements and risk appetite.
• Champion robust controls and governance across lending operations.